About Us
ICalculus provides a digital engagement and debt collection platform that helps lenders and card providers implement a comprehensive borrower engagement strategy and improve their collections. We have built ICalculus on the twin pillars of (i) Continuous borrower engagement and (ii) Effective borrower prioritization- themes that have assumed even more importance in a digital. Our platform focuses collections effort on borrowers that can pay now while digitally engaging with borrowers that need more time to pay.
- Great analytical skills and thinking
- Excellent knowledge of banking products, rules and processes
- Best practices used in sales & negotiation
- Experienced employees with strong communication
- Smart strategies developed by skilled management
Behind the scenes, ICalculus is powered by an intelligent SaaS engine driven by sophisticated AI/ML algorithms that together model borrower behavior across their post-disbursal loan lifecycle. Whether it is flows or recovery, rollbacks or stabilization, or simple dues collection, marquee lending businesses in India are using our platform and are seeing encouraging results.
Services
Debt Collections
Top class debt collections services and a premier provider of debt collection services in India. We ensure that our performance matches up to your requirements while allowing you to benefit from our exhaustive industry experience.
Debt Management Solution
This is one of the solutions that we are offering by negotiating a payment plan that will let you pay off all your unsecured debts in one affordable rate. We will set up and manage debt with all your creditors.
Call Center
Inbound and outbound call center solutions. We have expertise in both domestic and international contact center.
Technology
Process Flow
Data Analysis
Complete analysis of data post allocation by reputed Banks and NBFCs basis RoR and overall customer profiles.
Smart Collections
Post analysis of complete data, digitally trace the customers with smart dialer and trying to recollect dues in a digital manner through our efficient calling team efforts
Efficient Field Collection
Field efforts initiated immediately over digitally Non traceable and non contactable data and trying to recollect maximum dues as per client expectations through our strong field network across India with real time capturing data in our system.
Management
Director/Chairman
R.S. MISHRA
Having 35 years of successful experience in State Bank of India. Served excellent performance in various core services provided by State Bank of India in various territories across India. Having finance experience in various sectors as well as in Technology Banking performed excellently.
